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Advisory Board who support us closely in realizing our dream


Mohammad Muqeem

Mohammad Muqeem supports and advices the team of Marifa on the research and training content related to Takaful. He joined the Life Insurance Corporation of India as Junior Manager in 1969, and served for 26 years in various departments, rising to the senior position of Zonal Manager. He specialized in Pension and Group Insurance Schemes. He served on the ZFS Middle East Board of Directors from 1999 until 2001, when he orchestrated the establishment of the life insurance division of the company – the first to provide a fully Shariah-compliant range of Family Takaful products in Bahrain. From 2004, he helped HSBC establish its Takaful Company in Saudi Arabia, and served as advisor on global development initiatives of the bank’s Islamic Insurance portfolio in Dubai. Between 2009 and 2010, he helped develop HSBC’s Global long-term development strategy and strategic alliances, and played an instrumental role as the CEO of the bank’s second Islamic company in Malaysia


Dr. Muhammad Al-Bashir

Dr. Bashir supports and advises Marifa in relation to its Arabic research and training content. Dr. Bashir joined Bank Alkhair in 2005 and is currently the Group Head of Shariah. His responsibilities include managing the bank’s Shariah affairs with respect to compliance, audit and product development. Dr. Bashir also supervises the Shariah affairs of Unicorn subsidiaries in Saudi Arabia, Malaysia, and Turkey, in addition to organizing workshops to educate the bank’s employees about structures and Shariah principles of Islamic finance. Prior to joining Bank Alkhair, Dr. Bashir was Head of Product Development and Shariah Compliance at the International Islamic Financial Market (IIFM). Dr. Bashir is the author of “Sukuk and Islamic Securitization Markets: Financial Engineering and Product Developmentand “Risk Management in Islamic Finance: An Islamic Analysis of Derivatives Instruments in Commodity Markets. He has also contributed a number of articles to various international journals. Dr. Bashir holds a LLB (Shariah) from the Islamic University of Madina, in addition to a Master of Comparative Law (MCL) and a PhD in Law from the International Islamic University Malaysia.


Dr. Shariq Nisar

Dr. Shariq has been supporting the initiative of Marifa since its inception. Dr. Shariq earned his PhD in Economics, with a specialization in Islamic Finance from AMU, Aligarh. With links to both academia and the industry, Dr. Shariq pioneered Shariah screening of stocks in India, and has been associated with several landmark Shariah-compliant products in the country. He teaches Islamic finance at AMU, Aligarh, BSAR University Chennai, and Al Jamiya Al Islamiya in Kerala. He has also been responsible for structuring Islamic finance courses for various universities and colleges, and has been invited to speak on Islamic banking, finance, capital market and microfinance in various countries including the USA, Malaysia, Indonesia, Sri Lanka, Bangladesh, Iran, Kuwait and the UAE. Dr. Shariq is on the board of India’s premier Shariah advisory firm, TASIS. Currently, Dr. Shariq is pursuing a fellowship program at Harvard law school.


Chistie Moinuddin

Chistie Moinuddin supports and advices on the accounting and finance areas of the research and training content at Marifa. Chistie is Chief Financial Officer of Saudi Installment House (SIH), ADIB’s Islamic subsidiary in Saudi Arabia. He is a qualified Accountant (CPA), with almost two decades of experience in finance within the banking industry. Prior to joining ADIB, Chistie was employed by HSBC in the UAE for 15 years, during which he handled a broad spectrum of senior roles and gained extensive experience in areas such as financial reporting, MI & Planning, Strategy and Islamic finance. His last role in HSBC was Head of Finance at HSBC Amanah (the Islamic Banking division of the HSBC Group), where he played a pivotal role in developing the finance function and introducing policies and procedures, financial systems, and Islamic ALCO for the Group’s Islamic business. In his new role at ADIB, Chistie is instrumental in supporting the expansion of the bank’s Islamic finance business in Saudi Arabia. He has completed the ICWA, MBA (F), CPA (USA) CMA (USA) and CIF (CIMA Certificate in Islamic Finance).